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Disclosure

is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the state of . No insurance business may be conducted outside the state referenced.

As a New York Life Agent, is licensed and authorized to offer insurance in California, but KENDRA FINANCIAL GROUP, LLC may not be. For additional information on California licensure status, please click here.

is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 706-364-1477. In this regard, this communication is strictly intended for individuals residing in the state of . No offers may be made or accepted from any resident outside the specific state referenced.

Betty Kendra is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AL, CO, FL, GA, IA, IN, NC, OH, SC, TX, and VA. No insurance business may be conducted outside the states referenced.

Betty Kendra is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 4210 Columbia Rd Ste 4b, Martinez, GA, 30907, 706-364-1477. In this regard, this communication is strictly intended for individuals residing in the states of AL, CO, FL, GA, IA, IN, NC, SC, TX, and VA. No offers may be made or accepted from any resident outside the specific states referenced.

Betty Kendra is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of AL, CO, FL, GA, IA, IN, NC, SC, and VA. As such, these services are strictly intended for individuals residing in the states referenced.

James Clayton is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AL, FL, GA, NC, PA, SC, TN, and TX. No insurance business may be conducted outside the states referenced.

James Clayton is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 4210 Columbia Rd Ste 4b, Martinez, GA, 30907, 706-941-6178. In this regard, this communication is strictly intended for individuals residing in the states of FL, GA, SC, and TN. No offers may be made or accepted from any resident outside the specific states referenced.

James Clayton is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of GA, SC, and TN. As such, these services are strictly intended for individuals residing in the states referenced.

KENDRA FINANCIAL GROUP, LLC is not owned or operated by NYLIFE Securities LLC or its affiliates.

Neither KENDRA FINANCIAL GROUP, LLC nor its associates are in the business of offering tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.

For more information about NYLIFE Securities LLC and its investment professionals.

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